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Choose from fixed or adjustable rate mortgages with a variety
of terms to fit your budget.
If you are thinking of building your dream home, we can
help! We offer a one-time close construction to permanent mortgage.
When construction is complete, the loan converts to your permanent mortgage.
FHA mortgages are federally insured products which offer borrowers
the opportunity to obtain a mortgage when they may not qualify
under conventional guidelines.
VA mortgages are federally insured loan products designed to
assist veterans and active-duty personnel achieve home ownership.
RD loans are conventional fixed rate loans available in rural Iowa communities
with populations of 20,000 or less. These loans require no
down payment.
Vantus Bank participates in the Iowa and Nebraska First-Time
Homebuyer programs. These programs allow first-time buyers to
obtain a fixed rate mortgage at below market rates with limited
closing costs. Depending upon total household income, the borrower
may be eligible for downpayment and/or closing cost assistance.
Purchase price restrictions apply.
My Community programs assist low to moderate income borrowers
purchase a home. These loans typically require a low downpayment,
little or no cash reserves and lower mortgage insurance
premiums.
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